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Terms & Conditions

Last updated: April 3, 2025

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE OR OUR SERVICES. BY ACCESSING OR USING THIS SITE, YOU, OR THE ENTITY YOU REPRESENT (“YOU” OR “YOUR”), AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE THE SITE OR ANY SERVICES OFFERED BY SWYPE.CARDS.

1. AGREEMENT TO TERM

These Terms and Conditions constitute a legally binding agreement between you and Swype.Cards (“Swype”, “we”, “us”, or “our”) regarding your access to and use of the www.swype.cards website and any associated mobile apps or platforms (collectively, the “Site”).

By accessing or using the Site, you agree that you have read, understood, and accepted these Terms. If you do not agree, you must not use the Site.

We may modify these Terms from time to time. We will indicate the date of the latest revision above. Continued use of the Site constitutes acceptance of those changes.

Access to the Site may not be lawful by certain persons or in certain countries. You are responsible for compliance with local laws and regulations.

2. INTELLECTUAL PROPERTY RIGHTS

All content on the Site—including source code, text, graphics, design, software, and trademarks (“Content”)—is owned by or licensed to Swype.Cards and protected under applicable intellectual property laws.

You are granted a limited, non-transferable license to access and use the Site for your personal, non-commercial use only. No part of the Site or its Content may be copied, sold, or exploited without our written consent.

3. USER REPRESENTATIONS

By using the Site, you represent that:

  • You have the legal capacity and authority to agree to these Terms.
  • You will not use the Site for any unlawful or unauthorized purposes.
  • You will not access the Site via bots, scripts, or other automated methods.
  • Your use complies with all applicable laws and regulations.

4. PROHIBITED ACTIVITIES

You agree not to:

  • Extract or collect user data or site content without our consent.
  • Create accounts via automation or false pretenses.
  • Attempt to hack, bypass, or interfere with Site security.
  • Use the Site to harass or harm others.
  • Reverse-engineer, decompile, or disassemble any part of the Site.
  • Upload malicious code or engage in disruptive behavior.
  • Misuse our services or support channels.
  • Compete with Swype.Cards using any part of our Site or Content.
  • Violate any intellectual property rights of Swype.Cards or third parties.

5. THIRD-PARTY CONTENT

The Site may link to or display content from third-party websites and services. Swype.Cards is not responsible for the content, policies, or accuracy of any third-party materials. Use third-party links at your own risk.

Purchases or transactions made through third-party links are between you and the third party. Swype.Cards is not liable for any loss or damage related to third-party services or products.

6. SITE MANAGEMENT

We reserve the right to:

  • Monitor activity on the Site.
  • Restrict or remove content or user access at our discretion.
  • Enforce compliance with these Terms and applicable law.
  • Maintain the Site’s security and proper functioning.

7. PRIVACY POLICY

Your use of the Site is subject to our Privacy Policy which governs how we collect, store, and use your information.

If you access the Site from outside the United Kingdom or EU, you agree that your data may be transferred and processed in the region where Swype.Cards operates, including the UK.

8. TERM AND TERMINATION

These Terms remain in effect while you use the Site. We may suspend or terminate your access at any time for any reason, including a violation of these Terms.

9. MODIFICATIONS & INTERRUPTIONS

We reserve the right to modify or discontinue any part of the Site at any time without notice. We are not liable for any disruptions, outages, or data loss that may occur.

10. DISCLAIMER

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND MERCHANTABILITY.

We are not responsible for:

  • Errors or inaccuracies in Site content.
  • Damage resulting from your use or inability to use the Site.
  • Any unauthorized access to or loss of your information.
  • Third-party malware or harmful content.

11. LIMITATIONS OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SWYPE.CARDS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS OR DATA.

12. INDEMNIFICATION

You agree to indemnify and hold harmless Swype.Cards, its affiliates, and their officers and employees from any claims or demands arising from your use of the Site, violation of these Terms, or infringement of any rights.

13. MISCELLANEOUS

These Terms represent the entire agreement between you and Swype.Cards. We may assign our rights without notice. If any provision is unenforceable, it shall not affect the remaining terms.

You agree that no joint venture or employment relationship exists between you and Swype.Cards by virtue of these Terms or your use of the Site.

14. FINTECH AND CARD SERVICES DISCLOSURES

Swype.Cards provides access to prepaid, debit, or virtual card services via partnerships with licensed financial institutions. Swype.Cards is not a bank, and we do not directly hold customer funds or provide lending or deposit services.

- Card Issuance: All cards made available through Swype.Cards are issued by regulated financial institutions. Use of any card is subject to the terms and conditions of the issuing bank or card program manager.

- No Guarantee of Approval: Eligibility for card or financial services offered through Swype.Cards may be subject to verification, approval, and compliance with applicable regulations. Approval is not guaranteed.

- FDIC Coverage Disclaimer: Swype.Cards is not insured by the Federal Deposit Insurance Corporation (FDIC). If your card or account is issued by a partner financial institution in the United States, and if that institution is FDIC-insured, funds may be eligible for FDIC insurance coverage — subject to applicable limits and conditions. You should review the terms and disclosures provided by the issuing bank to determine whether FDIC insurance applies to your specific card or account.

- Compliance Obligations: You agree to comply with all applicable Know Your Customer (KYC), Anti-Money Laundering (AML), and other financial regulations. Swype.Cards and our partners may request verification of your identity and may suspend or terminate access if regulatory requirements are not met.

- Usage Limits and Restrictions: Card and account features, such as load limits, spending caps, or usage regions, may be enforced by us or our issuing partners. These limits are subject to change at any time.

- Third-Party Services: Any banking, payment, or card-related service provided through Swype.Cards is done so in cooperation with third-party, licensed financial institutions. Swype.Cards is not liable for delays, outages, or errors caused by these partners.

- Service Interruptions: While we aim to provide 24/7 access to our platform, service may occasionally be unavailable due to maintenance, regulatory review, or third-party service issues. Swype.Cards makes no guarantee of uninterrupted access or real-time functionality.

15. CONTACT US

For questions, complaints, or support requests, contact:

Swype.Cards

Email: privacy@swype.cards

Website: www.swype.cards